Top 5 gold ETFs with the best returns in 3 years: Gold attracts most people in all forms. Indians use gold prominently in physical form. Investors prefer it in both physical and electronic form. It is considered the strongest hedge against inflation and market fluctuations. Gold Exchange Trade Funds (ETFs) are gold electronic formats that track the price of very advanced physical gold. Investors can earn certain benefits by investing in gold ETFs. You can trade gold ETFs on the stock market like other stocks. Unlike when purchasing gold jewelry, you don’t have to pay. The prices of gold ETFs remain the same everywhere.
Gold ETFs are passive mutual funds and have a lower cost ratio compared to many equity funds.
Investors can buy and sell only during market hours, and investors need a demart account to trade them.
Here we will take you through the top five gold ETFs that gave investors the highest annual return (CAGR) in 3 years.
We also know how a lump sum investment of 5,55,555 Lumps in each of the top five gold ETFs worked over three years.
LIC MF GOLD ETF
The No. 1 spot gold ETF produced an annual revenue of 23.44% over the three-year time frame.
The ETF has a managed asset (AUM) of Rs 371, but as of June 26, 2025, its net asset value (NAV) was Rs 8,821.2337.
Benchmarked against gold domestic prices, ETFs have generated an annual revenue of 8.36% since their debut in November 2011.
At a cost ratio of 0.41%, the fund has a minimum lump sum investment of Rs 10,000.
The one-off investment of Rs 5,555,555 in Gold ETFs has been converted to Rs 10,44,948.29 over three years.
LIC MF GOLD ETF FOF -Direct Plan
The ETF generated an annual revenue of 23.43% over three years.
NAVs since June 26, 2025 ranged from Rs 149.
The fund, which was benchmarked against the domestic price of gold, has given an annual return of 8.24% since its inception in January 2014.
The cost ratio is 0.20%, and the fund has Rs 200 as the minimum SIP investment and Rs 20,000 as the minimum lump sum investment.
The one-off investment of Rs 5,555,555 in the ETF jumped to Rs 10,44,694.35 over the three-year time frame.
UTI Gold Exchange Traded Fund
Gold ETF generated 23.30% annual revenue over three years.
It has an asset base of Rs 1,919, and as of June 26, 2025, the unit price was 82.3546.
The fund benchmarked against the domestic price of gold has given an annual return rate of 12.59% since its launch in March 2007.
At a cost ratio of 0.48%, the ETF has Rs 20,000 as the minimum investment.
The one-off investment of Rs 5,555,555 in ETFs has grown to Rs 10,41,396.92 over three years.
Investco India Gold ETF
The ETF gave an annual revenue of 22.97% over three years.
There was a fund size of 277 Rs, and the unit price from June 26th, 2025 was 8,502.2116.
The fund benchmarked against the domestic price of gold has given an annual revenue of 11.18% since it began in March 2010.
The cost ratio is 0.55% and the fund has a minimum investment of 5,000 Rs.
The one-off investment in the 5,55,555 ETF has swelled to Rs 10,33,057.7 over three years.
SBI Gold Fund – Direct Planning
Gold ETF gives an annual revenue of 22.94% over the three-year time frame.
Its AUM was Rs 4,155, and the NAV since June 26, 2025 was Rs 29.9551.
The fund, which was benchmarked against the domestic price of gold, produced an annual revenue of 8.55% since the beginning of January 2013.
At a cost ratio of 0.10%, the fund has Rs 500 as the minimum SIP investment and Rs 5,000 as the minimum lump sum investment.
The one-off investment of Rs 5,555,555 in the ETF has reached Rs 10,32,301.81 over three years.



